Prime Fair Union is a world class bank that blends modern amenities with hometown service and decision making. Our customers enjoy access to convenient digital and mobile banking platforms, such as online banking, mobile deposits, person-to-person payments, automatic fraud monitoring, and a worldwide ATM network. By looking at our business through the eyes of our customers, we have differentiated ourselves from other banks and financial institutions. Because we are an independent local bank, we make decisions quickly and locally without outside influence. From humble beginnings, Prime Fair Union bank has become a very dynamic bank providing innovative financia l solutions for our customers. We take a long term management view instead of managing to a quarterly balance sheet that meets investors' or analysts' expectations. This enables us to provide greater value to our customers and the communities we serve.